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tecnología panamá
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Trust us with your documents and maximize your time

This service offers the possibility of outsourcing document processing for banks members of the Panamanian banking system, achieving greater agility and efficiency in handling times. It is a safe and reliable service that allows you to process the checks sent and received in order to be processed by PID and sent for collection through the compensation section of the Banco Nacional de Panamá.

The banks obtain the services of internal consultation, reception, classification and preparation of documents to be processed, electronic data and image capture, preparation of statistical reports and information exchange with other members of the banking system.

As a result of this service, banks can offer their clients account statements with images, remote inquiries and generation of images of processed checks.

Because it allows the bank to generate scale economics through:

  • Reduced operating costs
  • Reduced capital investment
  • Reduced process times and labor
  • Reduced maintenance costs and equipment depreciation
  • Incoming chamber: Processing of own checks received by other banks in the square.
  • Outgoing Chamber: Processing of checks from the local square received at the bank’s cashiers.
  • Checks paid at the Cashier:Digitization of your own checks received at the bank’s cashiers.
  • Classification of documents: Ordering of own checks according to the field required by the bank.
  • Sending images to the secure site: Transfer of data and processed images to the secure site of PID.
  • Transport of documents:Mobilization of processed checks to and from the compensation chamber.
  • Receiving remittances
  • It is entered into the cut reception system
  • Remittances are prepared for processing
  • Images and data of remittances are captured on digitization equipment
  • Remittances are corrected and balanced
  • The reports and the image data disk that will be sent to the PID secure site is generated.
  • Remittances are sent to the recipient bank or the clearinghouse according to the processing window.

Who are the Financial Institutions that are members of PID?

  • Atlas Bank
  • BAC Credomatic
  • Banco Aliado
  • Banco Azteca
  • Banco de China
  • Banco Delta
  • Banco Ficohsa
  • Banco General
  • Banco LAFISE
  • Banco Panamá
  • Banco Pichincha
  • Banesco
  • Banistmo
  • BBP Bank
  • Bi-Bank
  • Capital Bank
  • Citibank
  • Credicorpbank
  • Global Bank
  • Mercantil Bank
  • Metrobank
  • Multibank
  • Prival
  • Scotiabank
  • Scotiabank Transformándose
  • St. Georges Bank
  • Unibank

Frequently Asked Questions

Banks in the local plaza can receive all the services that PID offers.

The bank must develop an master file account and a master transaction file that it will exchange daily with PIDs through the secure site.

You must have authorization from the Clearing House of the Banco Nacional de Panamá and the Superintendency of Banks.

There are three processing windows, which are carried out at the following times:

  • From 5:00 p.m. to 2:00 a.m., corresponding to the outgoing chamber.
  • From 2:00 a.m. to 8:00 a.m., which corresponds to the incoming camera.
  • From 8:00 a.m. to 5:00 p.m., corresponding to checks paid at the cashier.