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Immediate Bank-to-Bank Transfers

The new ACH Xpress service allows you to send your transfers to other Financial Institutions and receive them immediately.

When you make your transfers, you will receive immediate confirmations, at the same moment they are credited.

Send and receive funds between accounts at different Financial Institutions immediately, 24 hours a day, 7 days a week, 365 days a year.

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  • Immediate availability and confirmation of funds.
  • Security and confidence when making your payments and transfers.
  • Service available 24 hours a day, 7 days a week (24/7).
  • Saves time when making your transfers.
  • Immediate availability of funds.
  • Security and confidence when making payments and transfers.
  • Time saving.
  • Reduced risk in the financial operations of your services.
  • Safety and confidence.
  • Ability to offer high quality services to both consumer and corporate clients, allowing them to expand their business opportunities.

Financial institutions affiliated with ACH Xpress

Financial institutions authorized to send and receive transactions

  • BAC
  • Banco Aliado
  • Banco Lafise
  • Banco Nacional de Panamá
  • Banco Pichincha
  • Banisi
  • Banistmo
  • Canalbank
  • Multibank
  • Scotiabank

FREQUENTLY ASKED QUESTIONS

ACH Xpress is the new way to transfer money from one bank to another in real time. This means that the money you send will be received immediately.

Through ACH Xpress, wire transfers for amounts less than $500.00 per credit transaction are processed and immediately credited to the bank account receiving the funds.

You should verify with your Financial Institution what the requirements are for you to be able to make transfers to other Financial Institutions and enjoy the multiple benefits of being able to send and receive funds immediately either from your online banking, mobile banking or wallets.

You should verify with your Financial Institution up to how many transactions you can make per day. ACH Xpress allows you to transfer up to $500.00 per transaction.

You should verify with your Financial Institution the costs associated with this service.

Features

Direct ACH

ACH Xpress

Service available Monday through Friday from 8:00 a.m. to 5:00 p.m.

Deferred transactions, i.e., they are not immediate.

Allows debit and credit transfers.

Credit and debit amounts allowed: No limits per transaction.

Service is available 24 hours a day, every day of the week.

Funds are available immediately.

Allows credit transactions.

Transfer amounts allowed: up to $500.00 per transaction.